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Driving Without Insurance

The Law Offices of Leon Matchin, LLC has been representing those accused of driving without insurance and related offenses for more than ten years. New Jersey Statute N.J.S.A. 39:6B-2 dictates that owners and operators of registered motor vehicles must possess liability insurance; minimum amounts of coverage are $15,000 for the injury or death of a person; $30,000 for the injury or death of more than one person; and $5,000 for property damage.

Penalties for Driving Without Insurance

The following are penalties imposed by the State for Driving Without Insurance:

  •  fines of at least $300 and up to $1,000.00
  •  community service
  •  DMV surcharges of $250 for three years
  •  license suspension of one year.

In addition to these penalties there are also court costs and fees that are required to be paid before your driving privileges are reinstated.  New Jersey now  does offer a “hardship” program for individuals convicted of driving without insurance so attorney Leon Matchin will be able to make a hardship application on your behalf so you may keep your license. Please note that the punishment for Driving Without Insurance is often more severe than those associated with a DUI/DWI.

If you have been charged with Driving without Insurance, The Law Offices of Leon Matchin, LLC may be able to plead your case. Throughout his career, Leon Matchin has helped countless defendants in Central New Jersey fight traffic tickets such as Driving Without Insurance. In order to prosecute your case the courts will have to prove that:

  • The driver is owner of the vehicle and/or;
  • The driver knew or should have known that the vehicle was uninsured
  • The vehicle is principally garaged and registered in New Jersey.

 

Defense for Driving Without Insurance

In some cases a person’s lack of insurance can be argued as an oversight- a late payment to the insurance company resulting in policy termination or failure by the insurance company to notify the change/cancellation of a policy can often be proven and lead to a dismissal. While the defense of Driving Without Insurance charge may be tedious, we will be by your side every step of the way working for the best outcome possible. Call The Law Offices of Leon Matchin, LLC today to discuss your options at (732) 662-7658.