According to New Jersey law, motor vehicle owners are required to have insurance.  Driving without insurance is a very bad idea. In fact, there are severe consequences for this violation. If you do find yourself in a situation where you have driven without insurance, Leon Matchin is here to help. Because of this, it is important to be educated on the complications associated with driving without insurance. Here are three things that can happen when you drive without insurance. 


Driving without insurance can lead to expensive consequences. For example, for the first offense, the driver can pay $300-$1,000.  However, with a second offense, the fine can go up to $5,000. The MVC can also implement a surcharge of $250 for three years. The fines are hefty, but keep in mind that is just one of the consequences drivers will face.

Community Service or Jail Time

Driving without insurance leads to suspension of license or jail time. A first-time offender is at the mercy of the court, which will decide on a year suspension. However, a second-time offender has much more severe consequences. Because of this, they can be arrested and put in jail for 14 days after court.

License Suspension

In addition, a person charged with driving without insurance will lose their license for a year.  Interestingly enough, this suspension is longer than if the driver was charged with a first time DUI/DWI. 

Have You Been Charged With Driving Without Insurance?

If you are getting a new car or are a newly licensed driver, make sure to cover your bases and truly understand whether your insurance coverage has begun before you get behind the wheel. If you have been charged with driving without insurance, contact Leon Matchin. He is an expert traffic attorney who can help you with this process. On occasion, the charges may be overturned for various reasons and your lawyer can help you with this. For example, some drivers find themselves without insurance because their policy was canceled without proper notification. Whatever the case is, Leon Matchin is here to help. For more information, contact Leon at [email protected] or call his office at (833) 732-7320.