Traffic Violations

What Is The Penalty For Driving Without Insurance?

For more than a decade, Leon Matchin and his team have been representing those who are accused of driving without insurance. The state of New Jersey requires all motorists to carry a minimum amount of liability insurance, and drivers who don’t meet those requirements risk getting into difficult legal battles.

Driving Without Insurance

Driving with no insurance can get a motorist into serious trouble very quickly. Most states, including New Jersey, take insurance laws very seriously. With high minimum penalties for this offense, driving without insurance just isn’t worth the risk. In fact, some penalties for driving without insurance are higher than the penalties for a DUI or a DWI.

Paying a High Price

Are you driving without insurance because you don’t want to pay the insurance costs? If you get caught, you could end up paying a much steeper price. The absolute minimum fine is $300, though you may very well pay up to $1000 instead. If convicted, you’ll also face $250 in surcharges from the DMV for three years. Furthermore, you may also face high court costs and fees to regain your driving privileges. Those costs add up, especially if you have to borrow money to make payments, and you may find yourself in some steep financial trouble.

Losing Your License

In addition to the financial costs, driving without insurance could make you lose your license for a year. This means, of course, that you’ll have to find an alternate way to get to work. If this penalty gets in the way of your job, the loss of your license could add even more costs to the heavy fines that you already have to pay. Recently, however, New Jersey has started a hardship license program that allows some drivers to keep their licenses even after a conviction of driving without insurance. Your attorney can help you complete a hardship application so that you might keep your license.

Leon Matchin

If you’ve been accused of driving without insurance, Leon Matchin can offer legal counsel. The defense process for driving without insurance can take a lot of time, but Leon Matchin will build your defense and plead your case. If you need help from an experienced, qualified defense attorney, call Leon Matchin at (833) 732-7320. You can also get in touch via email at

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