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New Jersey has some strict laws when it comes to who pays for personal injuries. Generally, personal injuries occur as a result of a car accident. New Jersey has two laws called the “no-fault” rule and the “lawsuit limitation.” These laws put the responsibility of payment for injuries on the injured party’s insurance. This can be extremely difficult for those who have poor insurance or no insurance at all. Fortunately, a New Jersey attorney such as Leon Matchin can help navigate your case and potentially file a personal injury lawsuit. Here is some more information that you need to know about personal injury lawsuits.
No-Fault Rule
The state of New Jersey has a no-fault rule when it comes to personal injuries. This means that the injured party’s insurance must pay for medical expenses associated with the injury, even if it was no fault of their own. For example, a person could get injured from a rear-ending where the other driver was on their cell phone and still have to pay for their own injuries, even though the accident was clearly the other driver’s fault. The no-fault rule is very difficult for some drivers who either have no health insurance or insurance that does not cover medical expenses very well.
Lawsuit Limitation
The state of New Jersey also has lawsuit limitation. This means that if someone is in an accident and sustains injuries, they cannot file a lawsuit unless a doctor has stated that the injuries are permanent and cannot be cured. This law can be extremely frustrating for an injured person because, in many cases, injuries can be debilitating for a long time without being permanent. For example, a driver suffers from a concussion because another car ran a red light and hit them. The injuries may not necessarily be permanent, but a concussion can cause a person to be out of work for months. This is severe and causes financial hardships beyond medical expenses.
What To Do?
If you find yourself in a situation with personal injuries, it is time to call a New Jersey attorney for help. In addition, go to the doctor as soon as possible to get a formal medical evaluation. Also, file a police report because the report can be used during a personal injury lawsuit. Sometimes the insurance companies will not provide enough to truly cover the losses from the personal injury. Your attorney can help you through the process of negotiating with the insurance company.
Contact An Attorney For A Personal Injury Lawsuit
In the case of personal injury, it is important to call a New Jersey attorney like Leon Matchin as soon as possible. He will walk you through the process of filing for a personal injury lawsuit. Call Leon Matchin at 732-887-2479 or contact him via email at [email protected] for more information about personal injury lawsuits in the state of New Jersey.
