Accidents are bad enough without having to deal with courts and charges. And in the state of New Jersey, laws have been put in place to keep many accidents away from the courts. Approximately 97% of all cases settle before a trial. For this reason, get a New Jersey personal injury lawyer after an accident. They will be able to walk you through your options.
The “No-Fault” Rule
New Jersey is a “no-fault” state. This means that all medical bills for injuries sustained in an accident are paid by the injured party’s insurance, regardless of who is at fault. Because of this, injured parties who are not at fault for an accident try to sue for damages. It can get tricky, but get a lawyer to help you decide what your best option is.
Personal Injury Lawsuit Limitations
A New Jersey personal injury lawyer will tell you there is a lawsuit limitation in the state. The limitation states that a physician must certify that their patient sustained permanent injuries from the accident which cannot be cured through treatment. This prevents most injured drivers from bringing a personal injury claim to court. Your lawyer will be able to tell you how you can settle a case instead.
Tort Threshold Insurance Option
For New Jersey drivers, you have the option of purchasing a policy that meets the tort threshold. This reduces your premium by as much as 50%. However, when choosing this option, you really restrict your ability to sue for personal injuries after an accident. A New Jersey personal injury lawyer will be able to look at your insurance policy and your personal injury to determine whether you have a case to sue. If they can find any wiggle room to get your case heard, they will do so. Your best bet for reparations after an accident is with a lawyer.
Finding A New Jersey Personal Injury Lawyer
Leon Matchin understands that you need compensation after an accident for medical bills, automobile bills, and your time. As a New Jersey personal injury lawyer, he knows how difficult it can get to be heard at times. That’s why he is here to help. Call Leon Matchin, Attorney at Law at 732-887-2479, or email him at [email protected] today if you have been in an accident and need help.